01
Plan
Give every amount a job.
Build wallet-like boxes for rent, food, and goals. Fund them from income. See what's due before you spend.
Plan first. Track less.
Budget for the Life You Want to Live
Liquify gives you the green light for today’s joy, not a lecture on yesterday’s coffee.
The budget starts with the plan, not after you spend
Plan your money first. Liquify watches what happens next.
Traditional budgeting
Spend categorize reconcile understand
Liquify
Plan fund spend watch for drift
The planning layer for your money
Everything works together to keep reality aligned with your financial plan.
02
Reality
Connect your plan to real life.
Link accounts so balances and charges check your wallets. Alerts catch drift; reports show the trend.
03
Extend
Make your plan more powerful.
AI spots gaps, shared budgets keep households aligned, and API & MCP plug Liquify into your tools.
Who Liquify is for
For people who want to spend with intention, feel confident about their money, and spend less time managing it.
Budgeting should support the life you want to live—not become another job.
Your data stays yours
We don't sell your financial data.
Bank credentials stay with our regulated connection partners. Liquify uses only the information required to power your plan—and selected plan and transaction data when you run AI analysis.
Read our privacy policyPricing
Core features are free. Pro and Ultra unlock more.
Free
$0
Plan-first budgeting with the box method.
- Core budgets, boxes, and plan tools
- Manual accounts and investments
- Bank Sync in Brazil with your own keys
- Up to 3 budgets
- 1 collaborator per budget
- 30 days of Activity History and Reports
- Up to 3 AI analyses per day (iOS & Android)
- Ads
Liquify Pro
$1.99/mo
Higher limits, longer history, no ads.
- Everything in Free, without ads
- File import/export on web
- AI analysis on web
- Up to 10 budgets
- Up to 3 collaborators per budget
- 90 days of Activity History and Reports
- Up to 10 AI analyses per day
Liquify Ultra
30-day trial
$9.99/mo
Bank Sync, crypto, and API and MCP.
- Everything in Pro
- Bank Sync everywhere via Lunch Flow
- Crypto account tracking
- API and MCP tools
- Up to 20 budgets
- Up to 10 collaborators per budget
- 1 year of Activity History and Reports
- Up to 20 AI analyses per day
Prices shown are in USD and may differ by region.
Stop budgeting yesterday. Plan tomorrow.
Liquify turns envelope budgeting into a system that watches your plan for you.