Overview
An expense is a dated, recurring line inside a box. It always has a frequency. Use expenses for bills and subscriptions; use a fixed-amount or goal box for one-time targets instead of a fake one-off expense.
What you configure
| Field | Why it matters |
|---|---|
| Amount | The charge size for that schedule |
| Frequency | How often it repeats; longer-than-monthly schedules split into monthly parts so you fund steadily and pay in full on the due date—see Expense frequency |
| Payment date | Plan date for payment-day reminders, Schedule, and Expected in account |
| Group (optional) | Shared label for related expenses in the same box—helps Transactions Analysis when the bank may bill them together—see Expense groups |
| Description | Optional merchant text or aliases so analysis can match charges more reliably |
Expense-driven boxes
Leave the box monthly Amount blank and let dated expenses define the total. Expected in account / Needed then projects cash for upcoming bills until the next refill—see Expected in account and Kinds of boxes.
New costs
When you add a new recurring expense—like an annual bill—for this or next month, often fund the first occurrence from savings so it enters the plan without carrying debt, then save monthly toward the next cycle.
Give the cost a job in a box: a new dated line in an expense-driven box, or a bump to a fixed-amount box. That keeps Remaining honest and matches the “no rolled debt” idea in Overspending.
In the app
Add or edit expenses from Plan (or from Schedule rows). Frequency, payment date, and group each have info tips that match the linked guides.