Overview
Liquify plans loan repayments, not how much you still owe. Treat the installment like any other bill in a box.
How to enter a loan
- Create a box for the loan (or add it to a bills box).
- Schedule the installment as a monthly (or other) expense with its payment day.
- Fund that box each refill like any other bill.
When loan money arrives
When the loan money lands in your account, don’t raise Income by that amount—that would inflate Remaining and distort the plan. Treat that cash like savings you already have: spend it through the right boxes, or leave it in an account.
What Liquify does not track
Liquify does not track how much you still owe on the loan. When the loan is paid off, remove or zero that expense.